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PCI 3.0 – Going beyond compliance

Posted DateJanuary 22, 2014
Posted Time < 1   min Read

The PCI Security Standards Council (PCI SSC) has recently published version 3.0 of the PCI Data Security Standard (PCI DSS) and Payment Application Data Security Standard (PA-DSS) for debit and credit card security. As a result, organizations now need to move to address comprehensive security practices built on shared responsibility than just compliance.

The PCI-DSS 3.0 Overview

Build and Maintain a Secure Network
  • Install & maintain a firewall configuration to protect cardholder data
  • Do not use vendor-supplied defaults for system passwords and other security parameters
Protect Cardholder Data
  • Protect stored cardholder data
  • Encrypt transmission of cardholder data across open public networks
Maintain a Vulnerability Management Program
  • Protect all systems against malware and regularly update anti-virus software  or programs
  • Develop and maintain secure systems and applications
Implement StrongAccess ControlMeasures
  • Restrict access to cardholder data by business need-to-know
  • Identify and authenticate access to system components
  • Restrict physical access to cardholder data
Regularly Monitor and Test Networks
  • Track and monitor all access to network resources and cardholder data
  • Regularly test security systems and processes
Maintain an Information Security Policy
  • Maintain a policy that addresses information security for all personnel

Applicability of PCI DSS 3.0: 1st January 2014
2.0 to 3.0 transition time limit: 31st December 2014

 

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Venkatesh Sundar

Venky is an Application Security technologist who built the new age Web application Scanner and Cloud WAF - AppTrana at Indusface as a Founding CTO. Currently, he spends his time on driving Product Roadmap, Customer Success, Growth, and technology adoption for US businesses.

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